Prepared for Corey Wastle
Deliverables below
Every piece is finished, written in your voice, and yours to keep regardless of whether we work together.
How many times have you said you'll take that trip once you've saved a bit more?
You may be doing well financially and still find it hard to spend on something you've wanted for years. There's always another reason to wait, especially when you don't know what spending the money would mean for later.
At Verse Wealth, we help you examine that decision. We can model the cost of a trip alongside your other plans, including retirement, so you can see how different choices could affect your finances.
The answer might involve changing the trip or its timing. Either way, you're considering a real option instead of leaving it at "one day".
Click the link to book a complimentary introductory video call and tell us what you've been putting off.
You ask a financial adviser, "Could we afford to move somewhere smaller and spend less time working?" What happens next?
At Verse Wealth, we'd want to understand why you're considering the move and what you'd like life to look like afterwards.
Then we'd look at the finances. A smaller home might release money, but moving has costs too. Reduced working hours would also change your income and what you could keep saving.
Our planning and modelling help you compare those choices. We explain the assumptions and what the results mean, so you can discuss the trade-offs before making a decision.
If you've got a change in mind and want to understand how we could help you work through it, click the link.
Partner A: I've been offered the promotion.
Partner B: You sound less excited than I expected.
Partner A: It's good money, but there's a lot more travel. I'd be away most weeks.
Partner B: Didn't you want to start winding down?
Partner A: I did, but then I saw the pay and thought it could help us retire.
Partner B: It might. But before you say yes, could we find out whether we actually need the extra money?
Partner A: I'd like to know that. I don't want to spend years away if we could manage without it.
Narrator: Verse Wealth helps you consider financial choices alongside the life you want. We can explore what different work decisions may mean for your retirement plans.
Narrator: To ask about planning around a career decision, click the link and book an introductory video call.
You can work out what you'd lose in pay by taking Fridays off. How would you work out the effect on your retirement?
You'd need to consider what you could still save, including super, and how long you wanted to keep working. Your spending might change too.
Verse Wealth uses financial modelling to explore those connections. We can compare your current working hours with a shorter week, then look at how each option could affect your finances over time.
The results depend on assumptions about the future, so we explain those as well. You get a way to compare choices, rather than a prediction you have to trust blindly.
For information about modelling a shorter working week, click the link.
Partner A: Would you rather renovate the kitchen or take a longer break from work?
Partner B: The break. I'd put up with these cupboards for another year.
Partner A: Even if it meant a smaller renovation afterwards?
Partner B: I think I'd still take the break, because I could use some time away. What would you choose?
Partner A: I'd fix the kitchen, but I hadn't thought about trading some of the renovation for time off.
Partner B: We could find out what each would cost before we decide.
Narrator: Choices like these reveal what you each want from your money. Verse Wealth helps you explore the financial consequences, so you can compare the options as well as your preferences.
Narrator: Click the link to arrange a complimentary introductory video call about the decisions you're weighing up.
Can your money support the retirement you want?
If retirement is getting closer, you have probably asked yourself some version of the same question: are we actually on track?
You may have a healthy amount in super and investments, but that doesn't automatically tell you when you can retire, how much you can spend, or what needs to change before then.
That's where personalised financial modelling can help.
Verse Wealth can map your current position, the life you want and the choices in front of you. You can see how a decision such as retiring sooner, spending more, helping family or changing your investment strategy may affect the wider plan.
No model can predict the future perfectly. It can still make the trade-offs visible while you have time to act.
Verse then builds the advice around your life as a whole. Depending on your circumstances, that may include retirement planning, super, investing, tax planning, cash flow, property, debt, estate planning and insurance.
The first step is a complimentary video chat that takes 30 minutes. You can explain what you're trying to work out, hear how Verse may be able to help and ask about the process and fees. There's no obligation to continue.
The question worth bringing to the call is whether your money can support the retirement you want. You don't need to turn it into a technical brief before you ask it. A useful starting point is the decision in front of you, the time you have to make it and the parts of your financial position that may be affected.
The review should also leave room for different paths. You may keep working for longer, reduce your hours, change how you invest, help family or adjust what you expect to spend. No projection can predict every future event. The point is to make the assumptions visible, so you can see what may need to change if your priorities change later or circumstances move unexpectedly.
It's reasonable to ask what the advice process includes, what information the team needs and how recommendations are explained. You can ask how the proposed work relates to advice you already receive, whether your accountant or solicitor remains involved and what the fees would apply to. Ask those questions during your first planning discussion before you decide whether to proceed.
That first planning discussion can also separate decisions that need action now from decisions that can wait. If every issue is treated as urgent, a plan can't give you a useful order of priorities. A clear plan gives you a way to prioritise, revisit assumptions and understand what the next review is meant to answer.
It should leave you with a better question if the first question turns out to be too broad. That's still progress, because the next decision can be made with a clearer view of the information it actually needs.
You may also wonder whether advice is useful when you already have a super fund, investments or a plan of your own. That depends on the gaps in the current picture. The useful work may be checking whether the arrangements still match the goal, or understanding a decision you've been putting off. You might find that no further work is needed yet. A proper conversation should make that clearer.
The right fit is someone who wants the relevant decisions explained clearly and is prepared to share enough information for the advice to be personal. It won't suit someone looking for a guaranteed return, a product chosen before the circumstances are understood or a financial outcome that no adviser can promise.
If this is the question you want to work through, complete the form below this video and answer it as accurately as you can. Your answers help the team understand whether your planning discussion is relevant and what you would like to discuss. The planning conversation should make the next decision clearer, not create another layer of uncertainty.
If you want to see whether your money can support the retirement you want, complete the short form below and see if Verse is the right fit.
This is general information only. Personal advice depends on your objectives, financial situation and needs.
Thanks for booking a conversation with Verse Wealth.
You don't need to arrive with every answer or document. Bring the main question you want help with and a rough picture of where things stand.
We'll listen, explain how Verse may be able to help and talk through the process and fees. You can then decide whether the next step feels right.
Being on track means your money appears able to support the life you're planning, based on the assumptions available today.
That includes more than a super balance. Retirement timing, spending, investments, debt and future goals can all affect the answer.
Financial modelling brings those pieces together so you can see what may need attention.
Some financial decisions involve two outcomes you genuinely want.
Modelling can show how each option changes the wider plan. You can compare the effect of retiring sooner, spending more, helping family or taking a different investment approach.
The model doesn't make the choice for you. It gives you better context for making it.
For the call, a rough sense of your super, investments, debt, income and spending is enough.
If something is missing, don't let that stop you from asking the question.
The first chat is about understanding what you need and whether Verse may be the right fit. More detailed information can come later if you both decide to proceed.
The first video chat is complimentary. If you decide to explore advice, Verse will explain the proposed scope and fees before you commit.
Your circumstances determine the work involved, so the fee can vary.
Ask anything you want to understand about the service, the process or the cost. A clear answer is part of deciding whether the relationship makes sense.
One question for our conversation
Preview: Start with the decision you most want to understand.
Hi,
Before we speak, write down the one financial question you most want answered.
It could be whether you can retire when you want, how much you can afford to spend, or what a big decision may change.
You don't need to organise every document or solve the problem first. Bring the question and the information you already have.
We'll start there.
The Verse Wealth team
What does on track mean for you?
Preview: The number is useful when it supports the life you want.
Hi,
Two people can have the same amount in super and want very different retirements.
One may want to stop working sooner. Another may want to keep working, travel more or help family.
Think about the life your money needs to support. That gives the financial conversation a useful destination.
The Verse Wealth team
Which two goals are competing?
Preview: Good financial decisions can involve two things you genuinely want.
Hi,
Some choices are difficult because both options are worth having.
Perhaps you want to retire sooner and spend more now. Helping family may sit beside protecting your own future. More certainty can also compete with flexibility.
If there's a trade-off on your mind, bring both sides of it. Modelling the options can make the effect of each choice easier to see.
The Verse Wealth team
What to have nearby
Preview: A short list is enough for the call.
Hi,
If it's easy to find, have a rough sense of your super, investments, debt, income and regular spending.
Don't delay your planning discussion because a statement is missing or a number isn't exact. That first chat helps us understand what you want help with and whether Verse may be the right fit.
The Verse Wealth team
After the first chat
Preview: You decide whether the process and fit make sense.
Hi,
During the call, we'll listen to what you're trying to work out and explain how Verse may be able to help.
We'll also talk through the advice process and fees. If it feels like a good fit, we can organise the next step. If it doesn't, there's no obligation to continue.
Speak soon,
The Verse Wealth team
Your super balance is only part of the answer
Preview: Retirement timing depends on more than one number.
People often ask whether their super balance is enough.
That number is useful, but it can't answer the whole question by itself. Retirement timing also depends on what you want to spend, the income your investments may provide, your debt, other assets and the choices you expect to make along the way.
Two households with the same amount in super can have very different plans. One may want to retire earlier and live simply. Another may keep working, travel often or help adult children.
A useful retirement plan connects the money to the life it needs to support. Start with the retirement you want, then work backwards through the assumptions that will shape it.
Once the destination is clear, the balance becomes one input among several. You can test whether the timing, spending and strategy appear to work together, then focus on the parts that need attention.
When both options are worth having
Preview: The job is to see what each choice changes.
Retire sooner or spend more now.
Help family or keep more set aside for your own future.
Pay down debt or invest more.
These decisions are difficult because both options can be reasonable. A quick rule of thumb rarely gives enough context.
Financial modelling can show how each path may affect the wider plan. Change the retirement date, spending level or amount set aside for family and the effect becomes easier to see.
The model won't choose for you. It gives you a clearer view of the trade-off, so you can decide which outcome deserves priority.
The wider view can also stop one decision from being made in isolation. A change to debt, work or family support may affect retirement timing and future spending. Seeing the links helps you judge the whole choice.
What's your money meant to do?
Preview: A plan needs a life outcome, not just a target balance.
A financial plan can become a pile of accounts, percentages and projections if nobody asks what the money is for.
For one person, it may need to fund a comfortable retirement. Someone else may want more time, the ability to support family or enough flexibility to make a career change.
Naming the outcome first gives every financial choice a job. An investment strategy can be judged by whether it supports the right timeframe and level of risk. A debt decision can be weighed against the freedom it creates or delays. A retirement date can be compared with the spending and security you want after work.
This also helps when two goals compete. You can see which one is getting more of your resources and decide whether that reflects your actual priorities.
Your financial figures still count. They simply work better when they're attached to a life you can describe.
This is also useful when several people are involved. Partners may agree on the broad goal but picture daily retirement differently. Adult children may be part of your planning discussion because support or an inheritance is being considered. An accountant or lawyer may need to help with a specific part of the strategy.
A clear life outcome gives those conversations a common reference point. Instead of debating an account or product in isolation, everyone can ask whether the choice supports the same destination, timeframe and level of security.
Describe the outcome as a real part of your life. If the description still depends on financial jargon, keep working until the life behind your financial figures is obvious.
What financial modelling can actually do
Preview: It makes assumptions and trade-offs easier to see.
No financial model can predict the future perfectly.
It can show what may happen if a set of assumptions holds. You can also see which assumptions have the biggest effect and how a choice may change the path.
Try moving a retirement date, changing the spending plan or adding a major goal. The result can show where the plan has room and where it becomes tight.
Used properly, modelling gives you context for a decision. It leaves uncertainty in the picture while making the available choices clearer.
That context is especially useful when the decision is hard to reverse. Retiring, selling an asset or changing how much you give family can affect several parts of the plan at once. Seeing the assumptions on one page makes it easier to ask better questions before you act.
Use the output as a conversation aid. Review it when the assumptions change.
Your plan will need another look
Preview: Life changes, so useful advice can't stay frozen.
The plan you make today may need to change after a new job, a property decision, a family event, a market fall or a shift in your priorities.
That doesn't mean the original plan failed. It means the information and the life around it changed.
Useful advice should move with those changes. Review the assumptions, update the goals and check whether the current strategy still has the right job.
Sometimes the answer will be a small adjustment. A spending assumption may need updating, or a contribution strategy may need another look. Larger changes may call for a new model and a different sequence of decisions.
The value comes from keeping the plan connected to the life it's meant to support, even when the first version needs to change.
Regular reviews create a useful checkpoint. You can ask what changed, whether the old assumptions still make sense and which decision now deserves attention. That keeps the work practical instead of turning the plan into a document that sits untouched.
Every asset above plugs into one place in this flow. Once it's running, the only thing you see is qualified bookings on your calendar.
We handle every piece of the build, deployment, and the first 30 days of campaign management. You film, we run.
If yours isn't here, it's the first thing we'll cover on the call.
